Can I monitor individuals for SCRA, MLA, or DMF changes over time?

We don't currently support this today. Portfolio Monitoring re-screens businesses and their officers for registration changes, liens, litigation, bankruptcies, OFAC, PEP, and website changes. It does not re-run SCRA, MLA, or DMF checks.

For ongoing military status or deceased checks, the current approach is to re-run the check on your own schedule:

• MLA is designed for point-in-time reliance. Under the safe harbor rule, a check within 30 days before origination or an account change is what the regulation expects, so most lenders re-check at those events rather than continuously.

• SCRA supports a date_of_interest, so you can check status as of any past date, for example the date of a missed payment or before starting a collection action.

• DMF is typically re-run at account review or before disbursement for dormant accounts.

If you want to run these checks across a list of individuals on a recurring basis, talk to us about volume and we can help you set up a batch approach.