Does Baselayer provide scoring, and how does it support automated decisioning?

Last updated: June 1, 2026

Yes — Baselayer delivers two structured scores alongside the underlying data.

  • KYB Rating scores business-identity confidence (0–100 / A–F) from the quality of data matches — name, address, Secretary of State records, EIN.

  • Risk Rating scores credit and fraud risk using signals like liens, litigations, industry, lawsuits, bankruptcies, application variations, and watchlist hits.

Together they let you safely approve, escalate, or reject applications in real time. Many customers rely on these scores as the gating factor between automatic decisioning workflows and manual reviews.